http://gengwg.blogspot.com/What Is Medical Payments Coverage?
Medical Payments coverage pays the reasonable and necessary medical, dental, hospital and funeral expenses for the insured, covered passengers and family members, who are injured in a covered auto accident, regardless of who was at fault.
Coverage is also provided to the insured and resident relatives, while they are riding in someone else's car at the time of the accident or if they are struck as a pedestrian.
Why Do I Need This?
Medical Payments coverage pays medical expenses, such as for surgery, x-rays, ambulance, hospital, and physicians, regardless of who is at fault within the terms of the coverage.
How Much Coverage Do I Need?
If you have health insurance that covers most of your medical expenses, you may want to choose a lower level of coverage. This coverage also pays the medical expenses of injured passengers in your car that may not have health insurance
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