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标  题: 报完税了，说下单身在纽约工作的攒钱和买房 

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FatWallet Coupons and Deals发信人: chaeyoung (...), 信区: RealEstate 
标  题: 报完税了，说下单身在纽约工作的攒钱和买房 
发信站: 水木社区 (Fri Apr 15 20:12:42 2016), 站内 
  
发这个贴子的主要目的是让国内打算出国深造或者打算移民的多了解下美国大城市和国
内大城市的互联网底层员工的消费薪资差别。 
  
----------------------------------- 
  
公司是google纽约分部 每年税前共237,500美元 
扣去每年税前18,000放401k 
扣去每年税前800放医保账户 
扣去每年税前1,560放到通勤账户（地铁月票每月116.5） 
税后差不多到手217,140 x 65% = 141,141 
  
生活成本： 
周中除周五晚一日三餐在公司吃免费  
地铁费用在上面已算 
不每顿下馆子的话 每个月吃饭花费就算250（只是周末，一半以上都自己做） 
房租目前每月750 
加上别的花销总共15,000每年 
  
所以141,141- 15,000 = 126,141是每年现金存款增速 （也许有高估的地方，就当11w~
12w吧） 
  
  
关于买房 
长岛学区房100w能买不错的 
新泽西学区房100w到150w吧 
曼哈顿co-op（房子不全属于买家的）有不少100w到200w 
  
首付可以20% 
贷款利率30年~3.6% 
  
上面税的部分也许算的不准，但生活成本还是比较客观的，举几个例子： 
flushing新世界下面  一碗面7～8美元 肉管够；麻辣香锅10美元一人管饱 
flushing新世界超市买最好的那种虾 10美元一磅 足够做两顿 
超市买的速冻水饺6美元够吃两顿 
唐人街买三文鱼10美元的量足够做两到三顿 
出去玩七天 全程花费含机票也就1300美元 
皇后区elmhurst租一间650美元一月 flushing小二居1500美元一月 哥大论坛上招租的
曼哈顿上西区房租 900 1000的不要太多 
  
本人无老可啃 白手起家做第一代移民 所以稍微省了点 

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