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千老海归，卖美国房子吗？



代友发帖，友已全家海归，翻墙不便，在美国中部大农村留有一house，友有绿卡，很
犹豫怎么处理house, 两种方案：

1）该房还有大约50%~60%的贷款未还清，可以把房子出租以租还贷及房产税若干等杂项
开支，这样在美国还有一笔资产，每年收支基本平衡，多少年后就是净资产，租金扣除
每年税费外还能有净收益。房子空租期间，友人全家还可以回美国正好居住几周，也好
维持绿卡。

2）卖了此房，还清美国银行的贷款，大约能拿出10万美元的前期投入的资金出来，加
上国内给的安家费，这样可以立即首付买一个国内比较大一点的公寓房。否则的话在国
内只能买一个小一点的公寓，或者要再等1-2年攒多一些首付买更大的Apt。

大家有什么建议？
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