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Chase Sapphire and Chase Sapphire Preferred® Card Comparison

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Chase Sapphire Chase Sapphire Preferred® Card
Current Sign-up Bonus 10,000 Ultimate Rewards points when you spend $500 in 3 months 40,000 Ultimate Rewards points when you spend $3,000 in 3 months
Spending Bonuses 2x points per dollar spent at restaurants 2x points per dollar on restaurants and travel (including airfare, hotels, taxis, parking and more)
Other Spend 1 point per dollar on all other purchases 1 point per dollar on all other purchases. 7% bonus at the end of the year on all points accrued, including the sign-up bonus
Foreign Transaction Fee 3% No foreign transaction fee
Annual Fee No annual fee $0 for first year, then $95
Other Features Can use points for fixed-value travel, gift cards and statement credits- 1 cent per point maximum 25% bonus when redeeming points for travel through Ultimate Rewards
Loyalty Program Partners None, points must be redeemed at a fixed rate for travel, merchandise or statement credits (cash back) Airlines: British Airways, United, Korean Air, SouthwestHotels: Hyatt, Marriott, Ritz-Carlton, Priority ClubOther: Amtrak
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