High-Yield Savings & Checking Options: Chase, Barclays, Ally, Marcus

Various Banks are offering High-Yield Savings & Checking Options with Variable APR & Benefits as listed below. Thanks cocoa7721

High Yield Savings Accounts:

• Barclays Online Savings Account- 1.75% APY -> now 1.85% APY
• Marcus by Goldman- 1.80% -> now 1.85% APY (No minimum deposit to open; minimum $1 to earn stated Annual Percentage Yield).
• CIT Bank Premier High Yield Savings- 1.55% (Minimum Opening Balance - $100)
• American Express Personal Savings- 1.75% -> now $1.80% (No monthly fees, no minimum balance).
• Synchrony Bank- 1.75% (No monthly fees, no minimum balance).
• Discover Online Savings Account- 1.75% (Up to $200 bonus) (No monthly fees, no minimum balance).
• Ally Online Savings Account- 1.75% -> now 1.80% APY (No monthly fees, no minimum balance).

Some other good savings options are:

HSBC Direct Savings

• Earn 1.80% -> Now 2.01% APY on all balance tiers
• No monthly maintenance fee
• Minimum balance to earn APY is $1
• Member FDIC

Chase Savings℠

• Get a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days
• Access to over 16,000 Chase ATMs and 5,100 branches
• Link this account to your Chase checking account for Overdraft Protection
• Chase QuickPay® with Zelle® - Take the drama out of splitting a check.
• Real-time fraud monitoring - We watch your debit-card to help your money stay your money
• Apply online in minutes. Open your account online now

Wells Fargo Platinum Savings

• Wells Fargo's highest savings rates
• Option to write checks
• Overdraft protection for your checking account

Additionally, Chase has their Chase Total Checking® + Chase Savings℠

• Get up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase SavingsSM account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days
• Get a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
• Get a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 20 days, and maintain a $10,000 balance for 90 days
• Access to over 16,000 Chase ATMs and 5,100 branches
• Apply online in minutes
• Chase QuickPay® with Zelle® - Take the drama out of splitting a check.
• Real-time fraud monitoring - We watch your debit-card to help your money stay your money
• Apply online in minutes. Open your account online now

Here are some of the best checking accounts:

Chase Premier Plus Checking℠

• Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus Checking℠ account and set up direct deposit
• Get $300, more benefits, and earn interest on your new Chase checking account.
• The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances
• No Chase fee on first four non-Chase ATM transactions per statement period
• Earn interest on your checking account balance.
• Access to over 16,000 Chase ATMs and 5,100 branches
• Apply online in minutes
• Apply online in minutes. Open your account online now

Chase Total Business Checking®

• Get $200 as a new Chase checking client, when you open a Chase Total Business Checking® account with qualifying activities
• Access to over 16,000 ATMs and 5,100 Chase branches nationwide
• Chase has business specialists at your local branch to help with your business needs
• Account Alerts are a great way to stay on top of your account's activity and enhance security
• Unlimited electronic deposits at no charge, including Chase QuickDepositSM, ACH and ATM

Chase Total Checking®

• Get a $200 bonus -> now $300 bonus when you open a new Chase Total Checking® account and set up direct deposit
• Access to over 16,000 Chase ATMs and 5,100 branches
• Mobile check deposit - It's as easy as taking a selfie.
• Chase QuickPay® with Zelle® - Take the drama out of splitting a check.
• Real-time fraud monitoring - We watch your debit-card to help your money stay your money
• Apply online in minutes. Open your account online now

HSBC Advance Checking

• Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities.
• Open your new HSBC Advance checking account online by November 2, 2018; and
• Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and
• Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
• You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

HSBC Premier Checking

• Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.
• Open your new HSBC Premier checking account online by November 2, 2018; and
• Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
• Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
• You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

TD Premier Checking℠ account

• Earn $300 when you receive direct deposits of $2,500 or more within 60 days of opening your account*

TD Convenience Checking℠ Account

• Earn $150 when you receive direct deposits of $500 or more within 60 days of opening your account*

Bank of America Interest Checking®

• Our $0 Liability Guarantee covers fraudulent transactions and are credited back to your account as soon as the next business day
• Our secure Mobile Banking app makes it easy to manage your money your way
• Choose your own rewards with BankAmeriDeals, and get up to 15% cash back at locations you choose
• Temporarily lock and unlock your debit card right from your Mobile Banking app or through Online Banking
• As a Preferred Rewards client, get used to getting more, like no fees on select banking services
• Customizable email and text alerts to notify you of suspicious activity
• Interest on the balances of this account
• Additional checking or savings accounts with no monthly maintenance fee
• No fee for Overdraft Protection transfers from an eligible linked deposit account
• No fees for standard checks and incoming domestic wires

Also Available:
Bank of America Core Checking®
Bank of America Business Fundamentals® Checking
Business Advantage Checking

Some more options:

Wells Fargo Way2Save® Savings

• Save As You Go Transfers®: Wells Fargo will transfer $1 of your funds from your linked Wells Fargo checking account to your Way2Save Savings account for each qualifying transaction
• Set up monthly automatic transfers of $25 or more to reach your savings goals
• Overdraft protection for your checking account

HSBC Premier

• Earn more - Competitive tiered interest rates pay higher rates for higher balances
• Bank anytime - Access our Personal Internet Banking with complimentary Bill Pay, and set up Bank-To-Bank Transfers or transfers between your HSBC accounts1(Federal Reserve Regulation D Transaction Limitations apply)
• Build your relationship - Balance counts towards your monthly minimum HSBC Premier balance requirement. Your Premier relationship provides access to our comprehensive global banking and investment solutions.
• Save safely - Your money is FDIC-insured to the maximum permitted by law.