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你适合打两份工吗?


现年40岁的洛杉矶人梅丽莎·维瑟(Melissa Weiser)经营着一家运马及驯马公司,在马厩工作了一整天后,她接着会去BJ啤酒屋餐厅餐厅(BJ's Restaurant and Brewhouse)。

但她去那里并不是为了跟朋友喝上一杯,而是在那里当晚间女招待,以赚钱贴补每况愈下的生意,并获得医疗保险。

Dennis Nishi

她说,“一天结束后,我会非常累。但我力争事无巨细地做好每件事,因为我知道这两份工作都必须做好。”根据美国劳工统计局(U.S. Bureau of Labor Statistics)的数据,像维瑟这样同时打两份以上工的美国人有730万之巨。

虽然从事第二职业听起来是个赚外快或弥补收入减少的好办法,但就业专家表示,人们在打第二份工之前应该三思而后行。额外的工作负担会增加工作压力,让人筋疲力尽,给自己白天的工作带来隐患。因此,细致的规划非常重要,要把路上往返和照顾孩子的时间成本及费用成本考虑在内。

应该看一下自己的用工合同和员工手册,了解关于打第二份工的相关规定。很多公司有竞业限制规定,禁止员工为竞争对手工作,或要求员工在从事非本职工作前取得公司批准,以避免产生利益冲突。

华盛顿特区专注于劳工法相关法律事务的Katz, Marshall & Banks律师事务所的首席合伙人黛博拉·卡兹(Debra Katz)说,受薪雇员还应注重自己的“忠实义务”(duty of loyalty),即员工行为应为雇主利益考虑的一种法律义务。你不能给雇主留下总是疲倦不堪、频频迟到或工作三心二意的印象。卡兹说道,“这会让雇主有理由指责你工作不得力,并影响到你在公司的地位、薪水和升职机会。”

 即使公司没有规定员工不能打第二份工,卡兹也建议员工坦诚说出,以避免将来产生问题。而且,如果你的老板能理解你,那你的来回奔波也会容易一些。

切记要把两份工作分清楚。不要在本职工作时间忙于外部项目,不要将公司的任何资源用于外部工作,否则你可能会被开除。

此外还有纳税方面的考虑。弗吉尼亚州里士满市(Richmond) Wealthcare 资本管理公司(Wealthcare Capital Management)的注册会计师及投资顾问罗伯特·威尔森(Robert Wilson)说,“多份收入合并后可能会提高你的纳税标准,但税收仅仅占你收入的一定百分比,因此总的来说你的收入总是增加的。”他认为最好要咨询一下财务规划师,后者可能建议你在第二份工作上少申报一点免税项目,或者建议你要求增加毛收入2.5%到5%的税收代扣代缴。

最后,不要牺牲充足的睡眠或健康的饮食习惯,因为打两份工对你的身体提出了更高的要求。

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