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标  题: [转]如何肉身不出国，办美帝信用卡攻略

http://gengwg.blogspot.com/发信人: gzdzcca (gzdzcca), 信区: Money
标  题: [转]如何肉身不出国，办美帝信用卡攻略
发信站: BBS 未名空间站 (Tue Jul 28 19:25:06 2015, 美东)

太屌了
http://www.3798.com/bbs/thread-7531-1-1.html


申请ITIN或者开设公司，然后申请美国账户（你总得有还款途径吧），在线租个虚拟地
址（非邮箱地址）再申请白板能下的具体讲
简单说了，免得又悲剧，都知道的，即使没SSN和TIN都可以下卡（没TIN得去谈心了）
，关键在于让银行认为你是在美国居住的没有SSN的新移民或者是合法居民，所以要求
有地址，网上有租的，要SSN可用TIN（包括ITIN和EIN）代替（位数一样，只是首位和
四位是固定的），银行账户，网上开通，自己尝试下开户，比如discover网页上写明
SSN or TIN，如果注册LLC的话EIN是注册公司直接帮你弄的，然后一样网上开通，但是
只能开公司账户也就是对公账户（有点限制，个人资金乱转可能被IRS查），然后有账
户就可以还钱，然后找自找白板容易下的，可以电话谈心下（要有个美国号码10位的，
有的虚拟地址服务包括这个，自己想办法解决），然后公司账户可以申请business
card（当然你得有公司的credit history，注册公司有办法的几个月搞定credit
history，别找国内的开个账户就上万，直接找国外的在线注册公司，但是成本也不低
，注册LLC就得1-2k，然后还有regist agent是年费还没算上述的虚拟地址费用），
ITIN主要的问题是2013年起的护照certify，一驻美大使馆可以认证，但是你不回去，
可以通过领事代理机构认，基本证省会直辖市都有，自己去外交部网站查，或者北京有
IRS的海外办公室，可以现场验证，复印后直接还给你（地址也是自己查，嘿嘿），另
外可以尝试下身份证和驾照丢的可以尝试下身份证和驾照，ITIN有两种可以钻，一你要
申请预付税优惠的，比如在amazon卖电子书，直接扣税的，不是拿钱再报税的，或者是
退税要求，如股票收益（有些证券商是直接免扣税的。。。）接下去八仙过海各显神通吧
上述办法最少2。3个月能拿到账户（ITIN）。。。公司的话很快就拿到EIN，几天吧
第二种最简单，
--
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