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大侠来谈谈人口红利和房价吧

 
周末出去海边浪了两天,没有上来看,所以回复晚了。
夏天小孩暑假,不去海边,湖边,山里,各种大公园溜溜,
憋在家里很亏啊。出去溜溜,多好呀,碧海蓝天,抓鱼摸蟹,
心情一下就舒畅很多。

回到正题:

今天有点忙,先少说一点。

1.房地产地域性极强,你们区的情况,要自己经常zillow,redfin
看看,local转转,找agent朋友谈谈。我没法精确给你预测,我对
自己区的预测都有问题,因为啥人都有,很多人很容易被洗脑,造成
挤兑,这玩意很难预测。

2. 全国人口大形势

美国的生育率2007年后连年暴跌,新生儿数目2020估计比2007年少1/3吧。
移民的话,美国在经济繁荣期,岗位数多,劳动力需求旺盛,移民来了有
萝卜坑,会加大移民数量。经济一旦萎缩,或者面临不确定或萧条,
自己的失业人数在增加,就会收紧移民。1929年大萧条,2020年新冠,还有
很多的情况都有实证。

具体到当今的话,到底是继续繁荣,还是面临危机,各人见解不同。
我倾向于危机前好几夜,贫富差距持续拉大,房地产等资产爆炸式增长,
生育率暴跌,央行天量印钱,通胀已经起来。全球各国都等着有钱的移民和
中下层接盘,美国,加拿大,新西兰等都是这样。都是超低利息,都是一样
的有恃无恐,跟着美帝后面有样学样。

问题是能找到足够的有接盘能力的移民吗? 中美南美甚至非洲倒是有海量的
人想来美国,问题是他们能找到职位,能接盘吗?

如果找不到,而又因通胀起来要加息,那房产会如何呢?房产如果崩了,经济
又会如何呢? 经济困局了,移民会变多还是减少呢? 移民少了,房产又会如何
呢?

现在已经到了拉锯状态,平台期,美国房产有些涨不动了,要想再涨,Fed要加大
鸡血的剂量了。


如果现在还没有买房子,反正已经涨了20-30%了,就不要赶着最高点接盘了,
稍微等等到年底,等着eviction禁令解除,疫情稳定下来再说。美国人不比中国人,
炒房子的搞凶了,很多人就退场了,甚至住房车,不会硬接的。

但是,Fed和美国政府如果继续天量印钱,把美元印成金元券,我前面的分析就全是
屁话了。

以上仅供参考,自己多做local的功课,决定要不要下手。

Comments


  1. 你如果就一套房子,不准备搬家,涨房价对你有个毛好处啊?
    嫌房地产税交少了,想多交一点?

    ReplyDelete

  2. 投资房尽量不要买这么贵的。自住房,得上学区房,自然价格下不去,是刚需。自住房
    ,自己住了多年,起码没付房租,就不要想太多。

    ReplyDelete

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