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一两万刀留作应急的钱， 应怎样理财？

发信人: poetsociety (nice nice life), 信区: Stock
标  题: Re: 请教：一两万刀留作应急的钱， 应怎样理财？
发信站: BBS 未名空间站 (Mon Jul 30 23:18:10 2018, 美东)

还是放在股市里好。

因为现在fed政策保证股市风险为零。

选一个稳点的股，比如说wmt，平时拿拿股息，也比赚银行那点利息强。


 发信人: antibalance (黑洞流民), 信区: Stock
标  题: Re: 请教：一两万刀留作应急的钱， 应怎样理财？
发信站: BBS 未名空间站 (Tue Jul 31 10:50:12 2018, 美东)

如果你在加州，可以考虑Vanguard California Intermediate-Term Tax-Exempt Fund,
VCAIX

这个就算跌也跌一点而已。它的dividend对于加州居民是免国税和州税的，如果你是高
收入的话，很合算的。

如果不在加州，看看有没有类似的本州的muni bond。
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