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金融并不邪恶,邪恶的是人的贪欲

 发信人: maker (zzzz), 信区: Quant
标  题: 金融并不邪恶,邪恶的是人的贪欲
发信站: BBS 未名空间站 (Wed Sep 17 21:35:47 2008)

金融创立之初,旨在帮助企业融资,扩展业务,是能产生实际的经济价值的。许多衍生
品,也是为了规避风险而创(想想hedge fund这个名称),本意都是自然的。

但在人的贪婪的作用下,以上都不在是主要目的了。想方设法把钱移来移去,每移一次
就剥削点,至于是否有必要这样重新配置资源,是“死后哪管洪水滔天”。 衍生品也
不在为了避险,大军纷纷加入投机狂潮,买空卖空,根本不需要实际的商品,就是对赌
。在极少数人一夜暴富的事实前,人们全都红了眼,选择性失明多是人倾家荡产的事实
,加入赌局。

这是人性的弱点,也并非只在金融产业表现出来。能责怪质能方程是核弹出现的罪魁祸
首么?

历史总是不断重复自我。
--

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