1. index funds or low expense ratio funds only.
2. stock funds 80% & bond funds 20% if you are around 30 yo.
【 在 simbasimba (simba) 的大作中提到: 】
: 对这个东西不是很懂,去年乱放,结果亏了12%,今年不敢乱来了,能请各位执导一下该
: 怎么选择我的401k么?谢谢
: Name Expense ratio
: Company STOCK FUND Company stock(Stock) 0.01%
: HARTFORD CAP APP IA Large Cap Blend(Stock) 0.67%
: NT S&P 500 INDEX Large Cap Blend(Stock) 0.01%
: NT RUSSELL 2000 INDX Small Cap Blend(Stock) 0.03%
: TRP INST SM CAP STK Small Cap Blend(Stock) 0.73%
: HARRIS OAKMRK GLOBAL World(Stock) 0.80%
: NT ACWI EX-US IDX DC Foreign(Stock) 0.06%
Nice selection of ultra low expense index fund, but is the allocation to int
'l fund too small at 15%?
If LZ lost 12% last year, he probably had a large portion of his investment
in int'l and small cap funds, he probably made back most of the losses in
Jan. :) So, one never knows.
【 在 tim (Tim) 的大作中提到: 】
: 把钱按如下比率,放在4个基金上
: 55% NT S&P 500 INDEX Large Cap Blend(Stock)
: 15% NT RUSSELL 2000 INDX Small Cap Blend(Stock)
: 15% NT ACWI EX-US IDX DC Foreign(Stock)
: 15% NT AGGREG BOND INDEX Intermediate-Term(Bond)
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